407buddy (November 30, 1999 at 12:00 am)

RE-structuring. Just quit paying one red cent to banks credit cards, quit paying for inflated mortgages, quit buying crap, quit working your ass off for shit wages in a shit job, simple non-cooporation and lets see who's got who by the fucking balls for a change,...eh!

dsteitz1 (November 30, 1999 at 12:00 am)

The best number I know to call for a payday loan is 877-271-2850. No advance fees and easy qualifying!

WadeBlazingame34 (November 30, 1999 at 12:00 am)

Ratbeeitch: I'm glad you're reconsidering. PayDay Lending is a horrible business. They will be legislated out of business within 2 years anyway.

WadeBlazingame34 (November 30, 1999 at 12:00 am)

WIKI: For example, a 1-month payday loan at 5% for the month, has a (year-long) effective APR of +79% (1.05^12 =~1.7958). If a payday loan were for $100 plus 5%, but added a $10 fee also due, the interest increases by 10% ($10/$100) for the month, with the effective APR at nearly 435% (1.15^12 =~5.3502, as 535%-100%=435%). The effective APR of 435% can seem very confusing, starting from a $10 fee.. The issue is the fair value of money, when considered in relation to a full year.

WadeBlazingame34 (November 30, 1999 at 12:00 am)

royg6852 = Obvious troll. GFY "roy".

royg6852 (November 30, 1999 at 12:00 am)

What happened to us being responsible for ourselves? There was a time not too long ago that we borrowed $300 from cashloancity com and had it paid back in a month without any problems. Heck, our credit cards charged us $40 for being a day late and charged us another $40 because that put us over our limit. Why isn't that being talked about?

phitau09 (November 30, 1999 at 12:00 am)

800% interest!!!!!!hahahahaha ya right. this guy is an idiot.

wolverineeeeeeeee (November 30, 1999 at 12:00 am)

good advice;)

Ratbeeitch (November 30, 1999 at 12:00 am)

I am considering getting in the payday loan business. However with all theses complaints, and countless states wanting to take action against them, I am getting skeptical. But I don't understand why the industry is cutting its own throat. If they continue the way they are going they will be stifled out of business by government regulation. Come on guys, clean up your act before the government does. Maybe they feel that the end is near and they need to make their money now.

livewire912 (November 30, 1999 at 12:00 am)

the issue is not having the money that saved your butts, because having the money or not the real issue is what is going to keep you going back staying in debt which is..you alls BEHAVIOR. Google Dave Ramsey, I think he'll be a blessing to you